Washington · Trust Accounting

Washington IOLTA Trust Account Rules

What Washington attorneys must do to keep client trust funds compliant — the governing rule, how often you must reconcile, and how long records must be kept.

Washington Trust Account Requirements at a Glance

Governing rule

Washington Rules of Professional Conduct 1.15A (Safeguarding Property) and 1.15B (Required Trust Account Records)

Reconciliation required

As often as bank statements are generated, or at least quarterly

Record retention

7 years

Regulator

Washington State Bar Association, Office of Disciplinary Counsel

IOLTA program

Legal Foundation of Washington

Bank overdraft reporting

Required — banks must notify the regulator

Source: Washington State Bar Association, Office of Disciplinary Counsel . Rules change — always confirm against the current text before relying on it.

Three-Way Reconciliation in Washington

Washington's stated reconciliation requirement is: As often as bank statements are generated, or at least quarterly. A three-way reconciliation compares three totals that must all agree. If they do not, the difference has to be found and resolved before the reconciliation is complete.

1

Adjusted bank balance

Bank statement balance, adjusted for outstanding checks and deposits in transit.

2

Trust register balance

Your internal trust account register as of the same date.

3

Sum of client ledgers

The total of every individual client ledger balance on that date.

For a full walkthrough of the procedure, common violations, and what examiners look for, see our IOLTA compliance guide.

What Washington Attorneys Must Keep, and for 7 Years

Washington requires trust account records to be retained for 7 years. In practice that means keeping:

This page is a summary, not legal advice. IOLTA Guard is not a law firm. Confirm current requirements with the Washington State Bar Association, Office of Disciplinary Counsel — rules change, and your obligations as the attorney of record are yours alone.

Trust Account Rules in Other States

View all states →

Stay Compliant with Washington Trust Account Rules

IOLTA Guard automates three-way reconciliation, blocks negative client ledgers, and keeps the audit trail Washington attorneys are expected to maintain.

Browse trust account rules by state